Tips on New Car Financing

Tips on New Car Financing

Tips on New Car Financing


New Car Financing Deals in Golden Valley, MN

Stop into Lupient Buick GMC in Golden Valley, MN, near Crystal and New Hope, and choose from over 120 brand new Buick and GMC cars, trucks, and SUVs. Ask one of our friendly sales associates for a test drive in your favorite—like the exciting first-ever 2024 Buick Envista Crossover.

Customers hoping to spend less can find what they’re looking for in our Used Vehicles Priced Under $20K lineup. Each vehicle is hand-picked by our experts for quality and reliability. These include cars, trucks, SUVs, and vans from model year 2001 to 2018.

Trust the Lupient Buick GMC Finance Center

Financing a new car, whether or not you’ve done it before, can be scary—especially with changes in the market, economy, and interest rates. We’d like to help make it easier by offering advice from the friendly experts in the Lupient Buick GMC Finance Center.

Our Finance Center is staffed by a team of trained experts who are well-versed in everything to do with applying for an auto loan, from loan terms to annual percentage rates. And, our finance experts work with local and national banks and credit unions that specialize in car loans and lease deals.

Facts About Car Financing

While our experts are glad to sit down and talk financing offers, loan rates and terms, and loan amounts with you, there are a few things you can do before your car purchase to better prepare yourself.

You know your own budget, so it’s a good idea to figure out what monthly payment you can live with. Before you apply for a loan, look up what things affect loan approval—like your credit score, debt-to-income ratio, and more.

Next, decide what size down payment you can come up with, and what length loan term you’re willing to take on. They can range from as short as 36 months to 84 months. This will affect your monthly car payment and how much interest you pay.

Try Out Our New Car Finance Calculator

At Lupient Buick GMC Golden Valley, we make auto financing as easy as possible with handy online tools that will help you get the vehicle purchase process going before you come in to the dealership. Use our handy auto loan calculator to estimate monthly payments and determine your buying power.

You can even start the application process early by filling out our easy-to-use Secure Online Finance Application. Simply add a few personal details, income information, vehicle information, and you’re on your way to a new Buick or GMC.

Test Drive at New Buick or GMC in Golden Valley, MN

When you stop into Lupient Buick GMC Golden Valley in MN, we promise car deals that will make you smile. Check out our exciting new inventory and pick out your favorites. We’ll be happy to take you for a test drive in a brand new Buick or GMC.